SEPA - Credit Note (ISO20022)

General information

In ISO20022, a credit note transaction must be grouped with a debit transaction to the same
creditor. Up to four transactions can be grouped together. Meaning 3 debits can be grouped
with one credit, 2 credits with 2 debits or 3 credits with 1 debit. This is the same for international
payments and SEPA payments.

ISO20022 has previously been implemented in connection to P27. For more information about P27 click here

 

Bank specific information 

DNB

• Credit in SEPA format not supported.
• Supported for International payments.
• A credit in EUR will follow the specification for international payments.
• The total sum of the transactions must be zero or greater.

Nordea

• Credits supported in SEPA format and for international payments.
• The total sum of the transactions must be more than zero for payments other than Bankgiro and Plusgiro payments with credit notes. (Bankgiro and Plusgiro not yet supported)

SEB

• Credit in SEPA format not supported.
• Supported for International payments.
• A credit in EUR will follow the specification for international payments.
The total sum of the transactions must be more than zero.

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